Now Selling · 269 Units Available

The Collective at One Sophia

Direct developer balance units available for private showflat walkthroughs.

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

Now Selling: The Collective at One Sophia Units Available

The Collective at One Sophia is a 99-year leasehold condominium in District 09, offering a rare blend of urban sophistication and tranquil living. With 367 units ranging from 1 to 3 bedrooms, the development features contemporary architecture and thoughtfully designed spaces. Balance units are now available for sale. Schedule a private showflat appointment to review the latest indicative price guides and choose your ideal floor plan with direct developer release and zero agent fees.

Project Vitals
DeveloperSophia Commercial Pte. Ltd. and Sophia Residential Pte. Ltd.
District / RegionD09 · CCR
Tenure99-year Leasehold
Total Units367
Expected TOP2029
Key Investment Distinctives
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Connectivity

Located along Sophia Road, the development enjoys close proximity to major expressways and public transport networks, ensuring seamless connectivity to the rest of Singapore.

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Schools & Lifestyle

The area is served by reputable primary and secondary schools, along with a variety of lifestyle amenities, shopping malls, and dining options nearby.

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Growth Potential

Situated in District 09 under the URA master plan, the area is poised for continued transformation, enhancing its appeal as a vibrant city-fringe location.

The Collective at One Sophia Garden Landscape

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

An Urban Oasis of Serenity

The Collective at One Sophia showcases architectural craftsmanship with lush botanicals woven into its design, creating a residential lifestyle that balances elegance and comfort. Every detail is curated to offer a serene retreat amidst the city.

Experience the harmony between urban buzz and natural retreat, with family-friendly facilities that cater to all ages. The development provides a sanctuary where residents can unwind and connect.

A grand arrival welcome leads to a private sanctum, where resort-level wellness indulgence awaits. From the moment you step in, The Collective at One Sophia promises a life of refined luxury.

LIVE INVENTORY & STARTING PRICE GUIDE

Balance Units & Indicative Price Benchmarks

Curated bedroom configurations, strata sizes, and indicative developer price guides. Tap any unit to calculate your progressive cashflow or inspect high-resolution floor plans.

📊 98 of 367 units sold
26.7% Sold
Download All Floor Plans & Price Sheet
STUDIO 10 Units Available
From S$1,175,000
452 sq ft ~$2,599 PSF
1 BED SUITE 56 Units Available
From S$1,307,000
484 – 506 sq ft ~$2,700 PSF
1 BED PREMIUM 7 Units Available
From S$1,418,000
538 sq ft ~$2,635 PSF
1 BED + STUDY 31 Units Available
From S$1,444,000
549 sq ft ~$2,630 PSF
2 BED DELUXE 21 Units Available
From S$1,700,000
646 – 667 sq ft ~$2,631 PSF
2 BED DELUXE + STUDY 34 Units Available
From S$1,853,000
700 sq ft ~$2,647 PSF
2 BED PREMIUM 61 Units Available
From S$1,997,000
764 sq ft ~$2,613 PSF
2 BED PREMIUM + STUDY 17 Units Available
From S$2,053,000
764 sq ft ~$2,687 PSF
3 BED PREMIUM 15 Units Available
From S$2,757,000
1,023 sq ft ~$2,695 PSF
3 BED LUXURY 17 Units Available
From S$3,373,000
1,227 – 1,249 sq ft ~$2,748 PSF
SINGAPORE NEW LAUNCH PURCHASE ROADMAP

The Collective at One Sophia — New Launch Purchase Procedure (8-Step Roadmap)

A structured roadmap for purchasing available developer balance units: from showflat inspection and direct 5% OTP booking to progressive construction calls and key handover.

Step 1 Prior to Booking (1–3 Days)

Affordability & In-Principle Approval (IPA)

55% TDSR / Bank IPA Pre-Check

Obtain swift bank In-Principle Approval (IPA) within 1–3 days to confirm your MAS 55% TDSR borrowing quantum and cash/CPF downpayment budget prior to securing your choice unit.

  • ✓ Fast-track bank IPA assessment (1–3 days)
  • ✓ CPF OA balance & down payment prep
  • ✓ Stamp duty (BSD/ABSD) funds ready
Step 2 Immediate · Live Sales

Live Balance Units & Developer Starbuys

Direct Developer Release

Review live developer availability and latest discounted starbuy promotional units. Available balance units are transacted directly on a first-come, first-served basis with immediate confirmation.

  • ✓ Live available stack & unit inventory
  • ✓ Developer promotional discounts & starbuys
  • ✓ Price per sq ft vs recent transactions
Step 3 By Appointment (Daily)

Private Showflat Tour & Site Analysis

Hosted Tour · Zero Agent Fees

Guided walkthrough of show suites and physical development site to inspect spatial layouts, premium fittings, actual view corridors, and distance to MRT and schools.

  • ✓ Show suite inspection & layout evaluation
  • ✓ Finishes & branded fittings check
  • ✓ Actual site perimeter & view orientation
Step 4 Decision Matrix

Stack & Floor Level Optimization

Optimal Value Selection

Compare available floors and stacks using the Elevation Matrix. Analyze floor premiums, pool vs landscape views, and optimal price quantum to lock in your preferred unit.

  • ✓ Precise floor jump premium check
  • ✓ Facing & pool vs landscape view trade-offs
  • ✓ Target unit confirmation with backup choice
Step 5 Direct Booking (Immediate)

Direct Unit Booking & Option to Purchase (OTP)

5% Booking Deposit (PayNow/Cheque)

Select from available balance units and secure immediately with a 5% booking fee (via PayNow/Cheque/Cashier’s Order) in exchange for the Option to Purchase (OTP). No balloting wait required.

  • ✓ Lock choice unit & stack
  • ✓ Pay 5% booking deposit
  • ✓ Receive developer-signed OTP
Step 6 Weeks 2 to 9

Exercise S&P Agreement & Stamp Duties

15% Balance (Cash/CPF) + BSD

Developer issues S&P within 14 days. Exercise OTP within 3 weeks; pay BSD/ABSD within 14 days of exercise. Complete 15% balance payment within 8–9 weeks from OTP.

  • ✓ Appoint conveyancing lawyer
  • ✓ Exercise OTP within 3 weeks
  • ✓ Pay Stamp Duty (BSD) within 14 days
  • ✓ Pay 15% balance within 9 weeks
Step 7 Ongoing Construction · Est. TOP 2029

Progressive Milestone Payments & Construction Progress

5%–10% Stage Milestone Calls

Because construction is actively underway towards TOP (Est. 2029), early completed structural stages are billed at S&P completion, with remaining 5%–10% milestone calls spread over the shortened construction period.

  • ✓ Early completed stages billed upon S&P
  • ✓ Remaining tranches billed per certified milestone
  • ✓ Significantly shortened waiting time to TOP
Step 8 Nearer TOP (Est. 2029)

TOP Key Handover & 12-Month Warranty (DLP)

25% on TOP; Final 15% on CSC

With a significantly nearer TOP date (Est. 2029), collect keys sooner for immediate personal move-in or fast rental yield generation. Full 12-month Defects Liability Period (DLP) warranty included.

  • ✓ Accelerated timeline to key collection & move-in
  • ✓ 12-month defect warranty coverage
  • ✓ Immediate rental income potential upon TOP

The Collective at One Sophia Mortgage & Affordability Calculator

Indicative monthly instalment — adjust the rate to match your bank's package.

Max 75% for a first housing loan, tenure ≤30yr not past age 65.
Up to 30 years (or 35 years with lower 55% LTV), not past age 65.
Indicative only — actual rates depend on lender, profile and TDSR assessment.
Estimated Monthly Instalment
S$ 0
Loan: —
Down payment: —
Estimates only. Down payment shown as total — cash vs CPF split varies. Consult a mortgage advisor for binding figures.

Stamp Duty & Affordability Check

Indicative BSD/ABSD payable and a TDSR affordability check.

Car loans, personal loans, credit card min. sums, etc. (assessed under 55% TDSR).
Buyer's Stamp Duty (BSD)
S$ 0
Additional Buyer's Stamp Duty (ABSD)
S$ 0
Total stamp duty: —
TDSR: —
—
Indicative only, based on IRAS BSD/ABSD rates and MAS's 55% TDSR threshold. Actual duties/eligibility depend on your full financial profile — consult a conveyancing lawyer or mortgage advisor.
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New Launch Progressive Payment Timeline & Cashflow Milestones

Dynamic Singapore URA Standard Sale & Purchase Agreement timeline calculating stage call amounts, funding sources (Cash/CPF vs Loan), and progressive amortised monthly instalments.

💡 How Progressive Payment Works: During construction, bank loan disbursements are called in tranches as certified by architects. You only service mortgage interest and instalments on the cumulative loan drawn to date, keeping initial monthly payments significantly lower until key handover (TOP).
Total Cash/CPF (incl. Duties) —
Total Bank Loan Disbursed —
Grand Total (Price + Duties) —
Peak Monthly Instalment (TOP) —

* Milestone disbursements are indicative and based on Singapore URA/HDB Standard S&P schedules and MAS regulations. Actual drawdowns depend on developer architectural certification, legal conveyancing, and lender packages. Consult a Project Specialist.

🛡️ Essential Buyer Protection · Pre-Booking Requirement

Bank In-Principle Approval (IPA) — Why It Is Critical Before Booking

An official conditional loan pre-assessment from major Singapore banks (DBS, OCBC, UOB) establishing your indicative borrowing limits under MAS TDSR (55%) rules, safeguarding booking deposits against loan shortfalls.

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Safeguard Against 25% Booking Fee Forfeiture

New launches require a 5% cash booking fee for the OTP. If loan financing fails before expiry, 25% of this deposit is legally forfeited (losing $20,000 to $50,000+). Obtaining an In-Principle Approval (IPA) safeguards your booking deposit against borrowing shortfalls.

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Maximum Loan Budget Clarity

Balloting moves fast. An active IPA gives you maximum loan budget clarity, letting you select your preferred stack and floor level with complete confidence.

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Fast-Track Letter of Offer (24–48h)

With an active IPA, banks convert your pre-approval into a formal Letter of Offer within 24–48 hours upon OTP issuance, easily beating the 3-week legal deadline.

FAQ

The Collective at One Sophia is a 99-year leasehold condominium.

The development comprises 367 units. Balance units are currently available for sale; please register to check the latest availability.

Indicative guide prices vary by unit type and floor. Please schedule a private showflat appointment to review the latest indicative price guides.

The expected TOP is in 2029.

The development is located along Sophia Road, with close proximity to major expressways and public transport networks.

The area is served by reputable primary and secondary schools. Please refer to the district for specific school names.

Contact Project Specialists

Inquire about available balance units, developer price sheets & showflat viewings for The Collective at One Sophia

Huttons Asia Pte Ltd (CEA Licence No. L3008899K) · Bala Murugan (R072904C) & Robert Sim (R071157I)

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Zero Agent FeesDirect developer pricing with 0% buyer commission.
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VIP Sales Gallery AccessPersonalised showflat walkthrough & latest balance units consultation.
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Direct Price SheetsOfficial e-brochure, floor plans and indicative price guides.